Net ↔ Gross Salary Calculator
Convert between gross and net salary using a combined tax rate (income tax + NI). Use this for quick estimates when a full payslip breakdown is not needed. For a precise PAYE calculation including all bands and thresholds, use the Payroll Calculator.
How it's calculated
Gross to net: Net = Gross × (1 − Tax rate)
Net to gross: Gross = Net ÷ (1 − Tax rate)
Frequently Asked Questions
- What combined tax rate should I use?
- For a rough estimate, use 20% for a basic-rate taxpayer (income up to ~£50,270), around 32% when including Class 1 NI contributions (12%), and 42–47% for higher-rate taxpayers. For a precise figure, use the Income Tax and National Insurance calculators separately.
- Why does this not match my payslip exactly?
- This is a simplified converter using a flat percentage. Real payslips use banded rates, personal allowances, NI thresholds, pension deductions, and student loan repayments. Use the Payroll Calculator for a full breakdown.
- What is the difference between gross and net salary?
- Gross salary is your total pay before deductions. Net salary (take-home pay) is what you receive after income tax and National Insurance contributions are deducted by your employer.